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2nd Charge Mortgage Underwriter - Senior
Location: Watford
Role Responsibilities: The overall responsibility of the role is to take ownership of allocated cases from inception to completion.
- Enter and update borrower data in fusion lending platform.
- Ensure all aspects of the loans are recorded accurately on fusion and meet underwriting guidelines.
- Carry out an assessment of the mortgage application to ensure all aspects of our underwriting criteria are met.
- Provide concise and accurate updates to brokers.
- Proactively chase brokers for outstanding requirements.
- Ensure all underwriting is in line with company policy and within regulation.
- Ensure that all cases are underwritten within the groups risk appetite.
- Build good relationships with 3rd party suppliers including brokers and solicitors to assist in the smooth flow of business.
- Maintaining a pipeline of cases, overseeing cases from inception through to completion.
- Maintain broker relationships that are integral to the growth for WOSL.
- All work is to be carried out in accordance with the companies polices and procedures.
Skills:
- Ability to work as part of a team.
- Pass internal competency tests post induction.
- High attention to detail
- Good written and verbal communication skills
- An understanding of FCA regulations
- Experience in underwriting 1sr and/or 2nd charge mortgage applications.
