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Mortgage Underwriter

D&R Recruitment Limited
Posted 21 days ago, valid for 23 days
Location

Watford, Hertfordshire WD24 4LH

Salary

£38,000 - £45,600 per annum

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Contract type

Full Time

In order to submit this application, a Reed account will be created for you. As such, in addition to applying for this job, you will be signed up to all Reed’s services as part of the process. By submitting this application, you agree to Reed’s Terms and Conditions and acknowledge that your personal data will be transferred to Reed and processed by them in accordance with their Privacy Policy.

Sonic Summary

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  • The Mortgage Underwriter position, available for both Junior and Senior levels, is based in Watford and requires candidates to manage mortgage cases from inception to completion.
  • Candidates must have experience in underwriting 1st and/or 2nd charge mortgage applications or buy-to-let (BTL) loans, with a focus on maintaining accurate records and compliance with underwriting guidelines.
  • The role involves building relationships with brokers and solicitors, ensuring effective communication and the smooth flow of business.
  • Successful candidates will be required to pass internal competency tests and demonstrate strong attention to detail and understanding of FCA regulations.
  • The salary for this position is competitive, and applicants should possess relevant experience in the mortgage underwriting field.

Mortgage Underwriter - Junior & Senior

Location: Watford

Role Responsibilities: The overall responsibility of the role is to take ownership of allocated cases from inception to completion.

  • Enter and update borrower data in fusion lending platform.
  • Ensure all aspects of the loans are recorded accurately on fusion and meet underwriting guidelines.
  • Carry out an assessment of the mortgage application to ensure all aspects of our underwriting criteria are met.
  • Provide concise and accurate updates to brokers.
  • Proactively chase brokers for outstanding requirements.
  • Ensure all underwriting is in line with company policy and within regulation.
  • Ensure that all cases are underwritten within the groups risk appetite.
  • Build good relationships with 3rd party suppliers including brokers and solicitors to assist in the smooth flow of business.
  • Maintaining a pipeline of cases, overseeing cases from inception through to completion.
  • Maintain broker relationships that are integral to the growth for WOSL.
  • All work is to be carried out in accordance with the companies polices and procedures.

Skills:

  • Ability to work as part of a team.
  • Pass internal competency tests post induction.
  • High attention to detail
  • Good written and verbal communication skills
  • An understanding of FCA regulations
  • Experience in underwriting 1st and/or 2nd charge mortgage applications or BTL

Apply now in a few quick clicks

In order to submit this application, a Reed account will be created for you. As such, in addition to applying for this job, you will be signed up to all Reed’s services as part of the process. By submitting this application, you agree to Reed’s Terms and Conditions and acknowledge that your personal data will be transferred to Reed and processed by them in accordance with their Privacy Policy.