Buy-to-Let Underwriting Manager

A dynamic, reputable, and highly successful specialist lender currently requires a Buy-to-Let Underwriting Manager, (BTL) to join its friendly and vibrant team in Watford.

Competitive salary c£75,000 plus bonus and benefits

With a strong appetite to lend and a passion for delivering excellent customer service, this offers a fantastic opportunity.

Buy-to-Let Underwriting Manager (BTL) Key Accountabilities

• Full responsibility for designing, managing, embedding, and delivering the credit risk management framework and procedures ensuring best practise installed within the underwriting procedures.
• Deputise for Lending Operations Director as and when required
• Management and development of underwriting team to case manage loans from inception to completion.
• Ensure SLAs are maintained and exceeded
• Develop and promote clear standards of performance within underwriting which support the Company Training and Competency Policy
• Implement required training and ensure adequate records of staff training and competence are maintained
• System owner of BTL origination platform which will include helping develop effective systems and processes, providing specifications and UAT
• Mandated to approve high value loans
• Development of highly skilled and competent underwriting team and robust credit risk framework.
• Implement effective underwriting controls across all processes and procedures which minimises the risk of error and promotes compliant and robust underwriting decisions
• Internal and external quality assurance checking identifies no material issues

Buy-to-Let Underwriting Manager (BTL) Skills & Competencies

• Excellent communication skills essential for dealing with brokers, borrowers, and lenders
• Extensive experience of leading, developing and managing a team
• Proactive
• Organised
• Problem solver
• Approachable

Buy-to-Let Underwriting Manager (BTL) Knowledge & Qualifications

• A strong understanding of FCA regulation
• Extensive experience of underwriting
• CeMAP qualified would be advantageous but is not essential
• Personal Attributes
• Strong interpersonal and communication skills
• Analytical, decisive, and assertive
• Takes ownership and responsibility and is results oriented with a proactive

Buy-to-Let Underwriting Manager (BTL) Benefits:

• Contributory Pension scheme
• Private Medical Healthcare
• Life Assurance
• Dental Plan
• Free eye tests
• Annual leave purchase scheme
• Social events
• Refreshments
• 25 days annual leave with bank and public holidays on top
• Perk box
• Superb development opportunities