- Underwrite and assess loan documentation, including valuation reports, and request additional information from brokers as needed, raising any concerns.
- Perform checks on applicants and properties to ensure their suitability for the requested loan.
- Actively manage a pipeline of mortgage applications, following up on outstanding information from third parties, and providing regular updates to introducers.
- Recommend and escalate cases to the Credit Committee for approval when required.
- Communicate and collaborate with introducers, valuers, and solicitors.
- Oversee each case from inception to completion, ensuring all necessary actions are completed on time.
- Strong attention to detail and ability to spot potential issues.
- Ability to work efficiently as part of a team.
- Excellent written and verbal communication skills.
- Ability to pass internal competency tests after induction.
- A solid understanding of FCA regulations.
- Experience underwriting mortgage applications, specifically within the Buy-to-Let (BTL) market.
- CeMAP qualification (desirable but not essential).
- Flexible and adaptable to changing circumstances.
- Articulate with strong communication skills.
- Well-organized with the ability to manage multiple tasks simultaneously.
- Able to work under pressure and meet deadlines.
- Competitive salary and benefits package.
- Opportunity to work with a growing, dynamic team.
- Continuous learning and development opportunities.
- A collaborative work environment focused on service excellence.