Mortgage Underwriter

Buy To Let Underwriter - Senior 

Location: Watford

Role Responsibilities: The overall responsibility is to underwrite BTL loan applications in accordance with the firms’ lending criteria, policies, and procedures.

• Underwriting and assessing loan documentation, including valuation reports, and requesting additional information from brokers where required, highlighting any concerns.
• Carrying out checks on the applicants and properties and assessing their suitability for the loan applied for
• Proactively manage a pipeline of mortgage applications which will include chasing outstanding information from third parties and providing timely updates to introducers which will help ensure service excellence is maintained.
• Recommending and referring cases to credit committee where credit committee approval required.
• Liasing with introducers, valuers, and solicitors.
• Over seeing cases from inception through to completion.

Skills:

• Pass internal competency tests post induction.
• Attention to detail.
• Ability to work as part of a team.
• Good written and verbal communication skills
• Strong understanding of FCA requirements and regulations
• Experience underwriting mortgage applications.