USA Associate, Credit Risk

Ensures adherence to the policies and procedures established by the company. Manages policy, standard definition and monitoring of policy, standard implementation, ensuring harmonization and consistency of risk policies. Monitors and manages risk/exposure and compliance with the company's policies. Identifies, manages and reports on the company's risk areas. Evaluates the adequacy and effectiveness of data, document retention, and monitors systems. Evaluates counter party credit equivalent exposure in non-standard trade positions using modeling techniques. Identifies potential credit risks and assesses impact, probability of occurrence and timeframe. Analyzes counter party portfolio and cross-border risk data, events and trends. Investigates various credit risk inquiries, proposals, plans, and makes recommendations as directed by management or at own initiative. To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Education: Bachelor's Degree or equivalent work experience. Work Experience: 5-9 years; Risk Management, Credit Risk, or Internal Audit. Skills and Abilities: Detailed knowledge of a commercial banks credit and counterparty customer populations, understanding their characteristics according to portfolio (aggregate) credit quality measures and individual customer financial characteristics. Demonstrated credit analysis skills for understanding/tracking and market risk & modeling skills for evaluating related risk exposures. Ability to work with large databases and datasets for extraction and conversion into useful final results with original numbers. Ability to maintain accuracy while handling sensitive data files, working with that data and reconciling final results with original numbers. Ability to adjust to new developments/changing circumstances. Ability to build and foster internal relationships. Ability to maintain accuracy while handling sensitive data files, working with that data and reconciling final results with original numbers.