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Credit Risk Data Scientist

Atom Bank
Posted 13 hours ago, valid for 23 days
Location

Durham, Durham DH1 5UL, England

Salary

£50,000 - £60,000 per annum

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Contract type

Full Time

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Sonic Summary

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  • Atom is seeking a Credit Risk Modeller to enhance their credit risk modelling capabilities as they work towards becoming an IRB accredited bank.
  • The ideal candidate should have a degree in a numerate discipline and experience with data analysis tools such as R, Python, or SAS.
  • A sound understanding of modelling techniques and good communication skills are essential for this role.
  • The position offers a salary range of £30k-£40k, along with benefits including flexible working, a 4-day work week, and a generous pension scheme.
  • Candidates with a background as a Junior Data Scientist or Modeller are encouraged to apply, particularly those looking to transition into the fintech sector.

We’re Atom…

The bank that's leading the fintech charge!

We’re not like the rest. We’re true innovators, and we’re redefining what a bank should be. Ours is a bank for today and the future, a mobile-first bank. Forget the stuffy branches, with Atom you can bank whenever, wherever, faster, and simpler.

Could you be the next innovator to join us?

What will your typical day look like? Different that’s for sure…

Here at Atom, we are working towards achieving an A-IRB waiver. As a Credit Risk Modeller, you’ll join a team focused on enhancing our credit risk modelling capability. Your work will centre around supporting the building and monitoring of a full suite of Credit Risk models, as Atom continues its journey towards becoming an IRB accredited bank.

You’ll also support regulatory and compliance initiatives within Risk such as IFRS9 models and stress testing, credit risk scorecards and simulation models to optimise operational processes and to quantify & manage operational risks.

This role would be suitable for a Junior Data Scientist or Modeller looking to move into Fintech, where you'll have opportunity to hone and develop your modelling skills.

You will also:

  • Develop & implement various types of predictive modelling.
  • Deliver end-user solutions to enable customers to utilise predictive models and to perform what-if analyses.
  • Provide peer review and challenge to analysis and models developed by other members of the team.
  • Monitor and maintain existing models.
  • Deliver analysis to support key strategic projects, regular reporting & business performance.
  • Stay current with industry trends and emerging best practices in credit risk modelling.

What do we need from you?

  • Degree in a numerate discipline (e.g. Maths/Statistics/Economics or similar) with a high degree of statistics
  • Experience of data analysis tools, such as R, Python or SAS or similar
  • Sound understanding of one or more modelling techniques e.g. support vector machines, linear & logistic regression, neural networks, decision trees
  • Good communication skills
  • A self-starter with excellent time management skills.

What you’ll get from us?

  • Salary £30k-£40k
  • Flexible Hybrid & Remote working
  • 4-day work week
  • Annual Share Option - performance-related
  • Incredibly generous company pension scheme (maximum of 13% of Atom input - you can put in more)
  • 'All About Me’ fund: £200 per year to spend on personal development.
  • 22.5 days annual leave plus public holidays
  • Private Medical Insurance, Health Cash Plan & Life Insurance
  • Electric Vehicle Scheme

Apply now in a few quick clicks

By applying, a Reed account will be created for you. Reed's Terms & Conditions and Privacy policy will apply.