SonicJobs Logo
Left arrow iconBack to search

Credit Underwriter -Corporate & CRE Underwriter

Quantum Group
Posted 23 days ago, valid for 6 days
Location

Harrow, Greater London HA1 2XH, England

Salary

£45,000 - £54,000 per annum

info
Contract type

Full Time

In order to submit this application, a Reed account will be created for you. As such, in addition to applying for this job, you will be signed up to all Reed’s services as part of the process. By submitting this application, you agree to Reed’s Terms and Conditions and acknowledge that your personal data will be transferred to Reed and processed by them in accordance with their Privacy Policy.

Sonic Summary

info
  • We are hiring for a permanent position of Corporate & CRE Underwriter at an international bank based in Harrow.
  • The main responsibilities include processing and underwriting corporate, commercial real estate proposals, and personal loans, while managing client and introducer relationships.
  • Candidates should have 3 to 5 years of experience in underwriting or assessing credit proposals.
  • The role requires knowledge of the UK regulatory framework and the lending environment, as well as proficiency in Microsoft Office products.
  • The position offers a competitive salary, which will be discussed during the interview process.

We are Hiring for a Permanent position of Corporate & CRE Underwriter for an International Bank Based in Harrow.

MAIN RESPONSIBILITY

Processing and underwriting of Corporate, Commercial Retail Estate proposals & personal loans

JOB RESPONSIBILITY

ï‚· Underwriting of Corporate & CRE Credit proposals and personal loans and ensuring successful execution of the transactions being pursued along with related client & introducer relationship management.

ï‚· Manage the assessment and processing of lending proposals from the business team, and presentation of proposals to Sanctioning Committee.

ï‚· Operational responsibility for the annual review process for all existing credit portfolio loans to ensure that all borrowing requirements and covenants are being adhered to.

ï‚· Manage the review, assessment, investigation and minimising of credit risks associated with loan applications in accordance with the Banks operating policies and procedures. Undertake site visits as required.

ï‚· Liaise with the Originations team to agree a clear rationale for agreeing or rejecting applications, prior to processing.

ï‚· Monitoring of existing loan portfolio, identifying early arrears or potential problem accounts and making necessary recommendations.

ï‚· Ensure the credit decisions are made within regulatory standards and adhere to TCF principles and Customer First standards.

ï‚· To provide support to the CCO in all operational areas of the Credit Department.

ï‚· Liaising with Solicitors / Valuation Firms for end to end solution for credit proposals

ï‚· Presentation to Risk Committee and other UK management committees for introduction and renewal of new / existing products.

COMPETENCY

ï‚· Knowledge of Microsoft Office products ï‚· Knowledge of UK regulatory framework, principles and rules.ï‚·Knowledge of UK lending environment ï‚· 3 - 5 years' experience in underwriting or assessing credit proposals.

Apply now in a few quick clicks

In order to submit this application, a Reed account will be created for you. As such, in addition to applying for this job, you will be signed up to all Reed’s services as part of the process. By submitting this application, you agree to Reed’s Terms and Conditions and acknowledge that your personal data will be transferred to Reed and processed by them in accordance with their Privacy Policy.