Senior Credit Analyst
City of London
Permanent
£80,000 - £90,000
cer Financial are working alongside an international bank who are based in the City of London. They are seeking a Senior Credit Analyst to work with them on a permanent basis.
The Responsibilities of a Senior Credit Analyst Will Include:
Assess proposals submitted to Credit Management Department from front office departments of the bank and write credit reports in respect of the business proposals within the Renewables, Infrastructure and Project Finance universe. This includes research and evaluation of counterparty management, industry and transaction risk, financial accounts, cash flows and forecasts
Compose and update credit applications including waiver requests, limit renewals and proposals for new transactions
Attend Credit Committee of the banks to present a summary of their credit reports to the Committee and answer any questions from the Committee members
Support 1LoD coverage in business strategy definition and in on-boarding new project Finance Corporate clients
Regularly monitor the risk situations of borrowers in an allocated portfolio as well as industry risks where particular responsibility for an industry has been allocated
Develop and maintain financial models aimed at monitoring credit and market signals
Ensure the compliance with departmental procedures manuals
Manage the CCMS approval process from start to completion and work with front office to manage time frames and expectations
The Successful Senior Credit Analyst Will Have:
Degree educated preferably in Finance, Business or Economics
3-5 years of Project Finance Experience.
Relevant professional qualification is considered useful (e.g. MBA, ACIB, CFA, FRM)
Comprehensive knowledge of Banking products and risks associated with them
Comprehensive knowledge of legal documentation specific to Banking and CCP businesses