Senior Loan Manager

Market Financial Solutions (MFS) is a leading independent bridging finance provider based in the United Kingdom. With a strong presence in the market, we specialise in offering fast and flexible bridging loans and buy-to-let mortgages to our valued intermediaries and clients.

Role Purpose:

The Senior Loan Manager will be responsible for overseeing the loan origination and portfolio management processes, ensuring the efficient and profitable operation of our lending activities. This position requires a deep understanding of lending principles, strong leadership skills, and the ability to make sound credit decisions. The successful candidate will play a pivotal role in driving the growth and success of our lending business.

Key Responsibilities:

• Evaluate the creditworthiness of borrowers, analyzing financial statements, credit reports, and other relevant information.
• Oversee the management and administration of the loan portfolio, ensuring compliance with internal policies and regulatory requirements.
• Monitor loan performance, review portfolio quality, and develop strategies to minimize credit risk.
• Implement strategies for loan collections and delinquency management.
• Provide leadership and guidance to the loan origination and portfolio management teams.
• Set performance targets and provide ongoing coaching and feedback to team members.
• Cultivate and maintain relationships with borrowers, ensuring excellent customer service and addressing their financing needs
• Collaborate with internal stakeholders, such as credit analysts, legal, and compliance teams, to facilitate efficient loan processing and closing.
• Identify opportunities for process improvements and automation to enhance operational efficiency.
• Stay updated on industry trends, regulatory changes, and best practices in lending.

Role Requirements:

• Proven experience in loan origination, credit analysis, and portfolio management, preferably in a senior or leadership role.
• Experinece in Bridging and/or Mortgage lending 
• Strong knowledge of lending principles, credit analysis techniques, and regulatory requirements.
• Excellent analytical and problem-solving skills, with the ability to assess complex credit situations and make informed decisions.
• Demonstrated leadership abilities, with experience in managing and developing a team.
• Solid understanding of financial statements, cash flow analysis, and risk assessment.
• Strong negotiation and relationship-building skills.
• Ability to work effectively under pressure and meet deadlines in a fast-paced environment.
• Proficient in using loan management software and MS Office Suite.
• Excellent communication skills, both written and verbal, with the ability to communicate complex concepts effectively.

Why Work for us?

• Be Part of a Dynamic and Growing Company
• Annual salary review & regular appraisals 
• Bonuses and Incentives & Commission 
• Enhanced Maternity and Paternity Leave Package
• Exclusive Employee Discounts at Leading Retailers (covering groceries, technology, and holidays)
• Ongoing Staff Training and Development Opportunities 
• Private Medical Health Care with Vitality
• Life Insurance Coverage 
• Additional Day Off to Celebrate Your Birthday
• Engaging Work Networking and Team Building Event

Next Steps:

Ready for an exciting career move? Hit ‘apply’ to express your interest, and if your CV aligns with our requirements, expect a call from one of our team soon to discuss this fantastic opportunity further.