Corporate Credit Analyst
City of London
3-months Temp to Perm
£90,000 £120,000 equivalent
cer Financial are working alongside an exciting European corporate & investment bank who are based in the City of London. They are seeking a Corporate Credit Analyst to work with them on a temp to perm basis.
You will report to the Head of Credit Risk London. You will provide risk analysis on project finance, Corporate, acquisition finance (LBO), real estate finance and any other structured and finance activity originated within the Credit Risk London perimeter.
Risk analysis includes but is not limited to financial and business risk analysis, rating reviews and written recommendations to the credit committee and/or the relevant delegation holder.
The responsibilities of a Corporate Credit Analyst will include:
- Liaise with business lines and ensure that all requests are processed.
- Check that each request is in line with the Banks relevant risk policy.
- Provide an independent and written credit analysis on each credit request.
- Present the Risk recommendation to the credit committee and/or delegation holder.
- Review and validate the internal ratings proposed by the business lines.
- Ensure that annual review and rating updates are done in a timely manner.
- Actively monitor the risk profile of the existing client portfolio.
- Report watch list counterparties either as part of the routine watch list reviews or by raising a specific credit alert.
- Provide back-up for other credit analysts of the London Credit Risk team when necessary.
- Assist in transversal tasks when necessary.
The successful Corporate Credit Analyst will have:
- Finance and/or Economics background
- Strong financial analysis and modelling skills
- Detailed knowledge of the European project finance and LBO markets
- Ability to produce detailed and concise risk analysis
- Ability to assess, present and explain complex transactions and new activities to management
- Good knowledge of derivative products