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Head of Credit Risk- Acquisitions- Cards
Up to £110K
3 days a week in London
Job Description:
- Drive improvements and growth in decision strategy for New Business Origination.
- Responsible for risk decision, limit allocation, and pricing.
- Deliver analytical thought leadership and end-to-end, in-depth analytical delivery for New Business Origination programs
- Partner effectively with Commercial, Ops, Tech, Finance, and Reg teams to deliver investor returns as well as an exceptional customer experience in line with all regulatory frameworks.
- Manage a team of analysts and partner with a team of Data Scientists to deploy and leverage statistical and financial models that deliver highly optimized and controlled New Business Origination programs.
- Own and update models, strategies, policies, and procedures and be able to present and defend them to stakeholders - internal as well as external (regulators and investors).
Key Requirements:
- Leading by example and rolling up sleeves to get things done.
- Deep conceptual and technical understanding of Credit Risk, Analytics, Statistical Model deployment and use demonstrated prior analytical/first-line risk experience in the Card industry.
- Deep conceptual and commercial understanding of New Business Origination programs and unit economics.
- The ability to prioritize workloads and manage time effectively.
- Comfortable using direct language and speaking in a straightforward yet respectful manner to save people's time and simplify everyone's workday.
- Self-motivated and can switch between working independently to collaborating as a team with ease.
- 8+ years experience in Credit cards.
- Prior Management Experience in Analytics / Risk. Two direct reports - no previous management experience needed, however mentoring & previous project lead experience necessary.
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