TheRole
OurbankingclientislookingforanexperiencedMortgageUnderwritertoplayapivotalroleinevaluatingloanapplications,ensuringcompliancewithfinancialregulations,andassessingtheriskassociatedwithlendingdecisions.
TheMortgageUnderwriterwillhaveastrongunderstandingoffinancialserviceswiththeabilityandconfidencetonegotiateeffectivelywithvariousstakeholders.
TheMortgageUnderwriterwillreviewandanalyseallmortgageapplicationstobestdetermineeligibilityforloanapprovals-forResidential&BuytoLetmortgages.
TheMortgageUnderwriterwillconfidentlyconductanalysisinassessingallapplicantscreditworthinessandfinancialsstability.
TheMortgageUnderwriterwillperformanalysisidentifyinganypotentialissuesthatcouldpotentiallyaffectloanrepayments,whilenegotiatingwithbanksandotherfinancialinstitutionstobestnegotiateloans.
TheMortgageUnderwriterwillkeepuptodatethoroughrecordsofallunderwritingdecisionsandcommunicatefindingspreciselyandclearlytoallrelevantparties,ensuringcompliancewithallregulatoryrequirementsandinternalpoliciesthroughouttheunderwritingprocess.
TheCandidate
MortgageUnderwritingexperienceessential!
Solidunderstandingoffinancialservices,includingmortgageproductsandmarkettrends.
CEMAPQUALIFIED
Experienceholdingalendingmandate.
Strongmathematicalskillsforanalysingfinancialdataandperformingcalculations.
ExcellentnegotiationskillstofacilitatediscussionswithbanksandHNWclientseffectively.
Proficiencyinriskanalysistechniquestoevaluatepotentiallendingrisks.
Abilitytoworkindependentlyaswellaspartofateam,demonstratingstrongorganisationalskills.
Attentiontodetailisessentialforensuringaccuracyindocumentationandcompliancechecks.