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Mortgage Underwriter

JJ Search Ltd
Posted 2 days ago, valid for a month
Location

London, Greater London EC3V 3LA, England

Salary

£45,000 per annum

Contract type

Full Time

In order to submit this application, a TotalJobs account will be created for you. As such, in addition to applying for this job, you will be signed up to all TotalJobs’ services as part of the process. By submitting this application, you agree to TotalJobs’ Terms and Conditions and acknowledge that your personal data will be transferred to TotalJobs and processed by them in accordance with their Privacy Policy.

Sonic Summary

info
  • Our banking client is seeking an experienced Mortgage Underwriter to evaluate loan applications and ensure compliance with financial regulations.
  • The ideal candidate will have a strong understanding of financial services and will be responsible for assessing the risk associated with lending decisions.
  • Applicants must have mortgage underwriting experience, be CEMAP qualified, and possess excellent negotiation skills for effective discussions with banks and high-net-worth clients.
  • This role requires solid mathematical skills for analyzing financial data and a proficiency in risk analysis techniques to evaluate potential lending risks.
  • The position offers a salary of £45,000 to £55,000 and requires a minimum of 3 years of relevant experience in mortgage underwriting.

TheRole

OurbankingclientislookingforanexperiencedMortgageUnderwritertoplayapivotalroleinevaluatingloanapplications,ensuringcompliancewithfinancialregulations,andassessingtheriskassociatedwithlendingdecisions.

TheMortgageUnderwriterwillhaveastrongunderstandingoffinancialserviceswiththeabilityandconfidencetonegotiateeffectivelywithvariousstakeholders.

TheMortgageUnderwriterwillreviewandanalyseallmortgageapplicationstobestdetermineeligibilityforloanapprovals-forResidential&BuytoLetmortgages.

TheMortgageUnderwriterwillconfidentlyconductanalysisinassessingallapplicantscreditworthinessandfinancialsstability.

TheMortgageUnderwriterwillperformanalysisidentifyinganypotentialissuesthatcouldpotentiallyaffectloanrepayments,whilenegotiatingwithbanksandotherfinancialinstitutionstobestnegotiateloans.

TheMortgageUnderwriterwillkeepuptodatethoroughrecordsofallunderwritingdecisionsandcommunicatefindingspreciselyandclearlytoallrelevantparties,ensuringcompliancewithallregulatoryrequirementsandinternalpoliciesthroughouttheunderwritingprocess.

TheCandidate

MortgageUnderwritingexperienceessential!

Solidunderstandingoffinancialservices,includingmortgageproductsandmarkettrends.

CEMAPQUALIFIED

Experienceholdingalendingmandate.

Strongmathematicalskillsforanalysingfinancialdataandperformingcalculations.

ExcellentnegotiationskillstofacilitatediscussionswithbanksandHNWclientseffectively.

Proficiencyinriskanalysistechniquestoevaluatepotentiallendingrisks.

Abilitytoworkindependentlyaswellaspartofateam,demonstratingstrongorganisationalskills.

Attentiontodetailisessentialforensuringaccuracyindocumentationandcompliancechecks.

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In order to submit this application, a TotalJobs account will be created for you. As such, in addition to applying for this job, you will be signed up to all TotalJobs’ services as part of the process. By submitting this application, you agree to TotalJobs’ Terms and Conditions and acknowledge that your personal data will be transferred to TotalJobs and processed by them in accordance with their Privacy Policy.