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Senior Credit Risk Analyst (Lead) - Consumer Lending / Loans

Michael Page
Posted 18 days ago, valid for 7 days
Location

Nottingham, Nottinghamshire NG1 5FS, England

Salary

£75,000 - £90,000 per annum

Contract type

Full Time

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Sonic Summary

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  • A rapidly expanding financial services company is seeking a Senior Credit Risk Analyst for their Consumer Lending function.
  • The role involves developing credit risk analytics solutions to enhance credit scoring and lending decision-making.
  • Candidates should have experience in the Financial Services Industry and proficiency in working with large datasets, Excel, and SQL.
  • A relevant degree is essential, and strong programming skills in Python or R are preferred, along with experience using Salesforce and data visualization tools.
  • The position offers a competitive salary and requires at least 3-5 years of relevant experience in credit risk analysis.

This rapidly expanding financial services company are seeking a Senior Credit Risk Analyst to join their Consumer Lending function. Working with the Commercial Director you develop credit risk analytics solutions to enhance Credit Scoring & Lending decisioning to optimise and grow their loan portfolio.

Client Details

Rapidly expanding financial services company

Opportunity to develop and enhance credit risk modelling & analytics strategy

Description

This rapidly expanding financial services company are seeking a Senior Credit Risk Analyst to join their Consumer Lending function. Working with the Commercial Director you develop credit risk analytics solutions to enhance Credit Scoring & Lending decisioning to optimise and grow their loan portfolio.

Key Responsibilities:

  • Developing and implementing advanced statistical models and preferably machine learning algorithms to predict credit risk, optimise credit scoring, and enhance our decision-making/underwriting processes.
  • Develop and maintain predictive models to assess credit risk and forecast customer behaviour.
  • Analyse large datasets to identify trends, patterns, and insights that inform business decisions.
  • Perform data cleaning to ensure high-quality data for analysis,
  • Conduct A/B testing and other experiments to evaluate the impact of credit strategies and policies.
  • Develop credit risk models, such as probability of default (PD) using various modelling techniques.
  • Working independently and presenting findings and recommendations to stakeholders in a clear and concise manner.

Key Skills / Experience:

  • Experience in the Financial Services Industry (Essential)
  • Experience working with large data sets, Excel and SQL proficiency (Essential)
  • Degree in relevant subject (Data Science, Statistics, Computer Science, Economics or similar degree) (Essential)
  • Strong proficiency in programming languages such as Python, R (Preferable)
  • Experience using Salesforce and data visualisation tools (Preferable)
  • Strong presentation skills, including the ability to translate complex data into understandable insight
  • A great attention to detail and be process-oriented to review, suggest and implement improvements where appropriate.
  • Able to work in a fast paced, changing environment.

Profile

  • Experience in the Financial Services Industry (Essential)
  • Experience working with large data sets, Excel and SQL proficiency (Essential)
  • Degree in relevant subject (Data Science, Statistics, Computer Science, Economics or similar degree) (Essential)
  • Strong proficiency in programming languages such as Python, R (Preferable)
  • Experience using Salesforce and data visualisation tools (Preferable)
  • Strong presentation skills, including the ability to translate complex data into understandable insight
  • A great attention to detail and be process-oriented to review, suggest and implement improvements where appropriate.
  • Able to work in a fast paced, changing environment.

Job Offer

Opportunity to join a rapidly expanding financial services company

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