Overview of the Role:
We are looking for an experienced mortgage adviser/broker. You will be required to deliver mortgage advice to clients on both a face to face and remote basis, and service these clients from point of sale through to completion with the support of in-house case processing team.
General Responsibilities:
? Read credit reports and fully understand customer credit profiles.
? Provide high quality professional independent mortgage advice and explain different types of mortgages available
? To be responsible for all underwriting queries, resolution of issues and produce decisions in principle’s for new cases prior to be passed over to the case management team.
? Underwrite Mortgage applications for a large panel of lenders.
? Manage pipelines and workfows in a fast-paced mortgage environment, ensuring all customers are kept fully up to date.
? Meet all departmental SLAs and targets.
? Ensure all regulatory documentation completed within the required timescale.
? To maintain knowledge of the financial services industry.
? Keep up to date with new mortgage products and changes in lenders criteria.
? To be proactive, hardworking, flexible and able to work under own initiative but also a team player.
? Embrace company values and promote them effectively alongside the company brand.
? Understand what Treating Customers Fairly (TCF) means and embed this fully within your work.
? Attend internal or external meetings as required.
Working Hours:
? Monday to Friday 9am - 5.30pm (fexible working around core hours).
? Competitive basic salary depending on experience with a competitive commission structure included.
Experience:
? Whole of Market mortgage experience is a desirable but not a must.
? CeMAP is a must.