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Deputy Director Credit Risk & Portfolio Management required to work within a Government Organisation. This is an initial 6 month contract, paying £900 a day, inside IR35, hybrid working.
Job Description:
Reporting to the Chief Investment Officer you will have overall responsibility for and leadership of the Credit and Portfolio function. Ensuring adherence to policy and process and implementation of best practice in treating customers fairly and lending responsibly.
Key Responsibilities and Accountabilities:
- Lead a team of 10 credit and investment specialists and 8 debt portfolio management experts to build and manage a portfolio of high risk, SME loans with mezzanine / structured finance features and controls
- Operate a personal delegation for credit, investment and arrears, default and recovery decisions, and any devolved delegation as required
- Engage across the Products and Services function, as part of the senior management team, and across Domains and the wider organisation, contributing to the growth and development of the organisation.
- Attend Credit Committee as an executive member, offering professional opinion and insight to reach decisions alongside executive and independent members
This is not an exhaustive list and you might be encouraged to undertake any other duties across the wider directorate, commensurate with the Band and level of responsibility of this post, for which the post holder has the key experience and/or training.
Person Specification:
Essential
- Qualified or demonstrating substantial equivalent experience in SME lending and/or investment decisions, in a fund, banking or alternative finance environment
- Degree qualified or holding a professional qualification in a relevant discipline
- Experience in originating and maintaining a portfolio of SME loan assets as a senior and/or mezzanine/structured finance lender
- Experience in a leadership capacity
- Proven track record in building, maintaining and leading a high performing team across several technical disciplines through consensus-building, empowerment and coaching
- Experience of working with senior government stakeholders, developing and implementing policy initiatives in the context of Subsidy Control regulation and Managing Public Money contexts
- Experience in launching new financial products in the public/private sectors at scale, analysing and determining customer requirements and developing appropriate risk and finance strategies
- Evidence of having helped UK SMEs grow through new products and/or markets
Desirable
- Knowledge of the end-to-end credit process from origination through to recoveries through administration and other enforcement processes
- Politically aware and with proven interest in Innovation policy and practice demonstrated through your professional or personal experiences
- Knowledge of process management and development, including cash management, forecasting and covenant review
Skills:
o Loan portfolio formulation, delivery and effective
o Collaboration skills
o Strong decision making skills,
o Stakeholder management
o Strong credit risk evaluation skills
o Strong technical and strategic (corporate) finance and risk management capabilities
o Excellent communicator and negotiator with public presentation skills
o Proven capability to build a team, develop and implement new initiatives within an organisation on a significant scale
o Ability, flexibility and willingness to thrive in a changing environment
o Highly self-motivated and able to lead on own initiative whilst in close co-ordination with the wider senior team
Additional Requirements:
Independence:
No external commitments that could be perceived as a conflict of interest or material distraction from the execution of duties - can be discussed with the reporting manager in advance of any application.
Competencies:
All team members demonstrate compatibility with and capability against our Core Competencies such as:
Thinking and Problem Solving - Stakeholder management - Communication skills - Influencing - Self-awareness/self-management - Strategic awareness - Working with others- Project management
Travel Requirements:
Field-based: There will a requirement to travel, mostly national, and there is some flexibility in this.
Please apply should you fit the above criteria
