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A leading specialist lender renowned for their expertise in bridging finance and buy-to-let (BTL) mortgages currently requires a SecondCharge Underwriter to join its highly successful and vibrant team.
These are office-based positions based in Watford.
A competitive salary is on offer, with comprehensive benefits and bonus
Job Description
Second Charge Underwriter Key Accountabilities
- Take ownership of tasks delegated from the Team Leader such as UAT testing , product set up in fusion, update procedure documents , etc.
- Manage the Team in the absence of the Team Leader.
- To assist in the training, mentoring and be a referral point to less experienced members of the team.
- Be a referral point for broker support for queries on applications in the absence / unavailability of the Team Leader.
- Maintain broker relationships that are integral to the growth for WOSL.
- Promote our Team Ethic.
- Ensure all underwriting is in line with Company policy and within regulation.
- Underwrite large loan applications (up to £250k) and maintain a pipeline of cases.
- Liaising with introducers, valuers and solicitors ensuring an excellent relationship is maintained.
- Ensure that all cases are Underwritten within the Groups Risk appetite.
Second Charge Underwriter Skills & Competencies
- Ability to work as part of a team.
- Pass internal competency tests post induction.
- High attention to detail.
Second Charge Underwriter Knowledge & Qualifications
- A strong understanding of FCA regulation
- CeMAP (desirable, not essential).
- Minimum of 5 GCSEs A-C (Including Maths and English)
Second Charge Underwriter Personal Attributes
- Flexible.
- Articulate.
- Well organised.
- Robust and comfortable working to deadline and under pressure.
