This is an amazing opportunity to progress your career with one of the world’s most iconic Brands (12 month Fixed Term Contract)
Your role will be to continually assess and monitor the overall financial viability and credit worthiness of assigned number of concessions located globally - including credit memorandums and recommendations for credit line increases and support loans
There will also be monitoring and decision regarding ongoing risk assessment, temporary overline situations, and credit line needs. The Credit Analyst will work in conjunction with Account Managers and Associates.
Job Responsibilities
- Reviews and understands the corporate structure/ownership of the business partner/customers and affiliate companies and insures that all documentation in the file provides adequate security in accordance with applicable guidelines.
- Works collaboratively with Account Managers on an assigned group to understand the Company’s Commercial Credit’s risk.
- Reviews personal credit reports for any signs of poor payment or other issues.
- Promote understanding of products and services offered by explaining benefits to customers.
- Reviews and inputs the business partner/customers financial statement information into Moody’s CreditLens software and any other required databases for peer analysis.
- Reviews internal payment performance of the business partner/customers.
- Analyzes all of the above information and discusses with business partner/customers as needed throughout the year for risk assessment on an assigned number of accounts as well as more formal credit memorandums that are approved by applicable authority.
- Reviews and makes recommendations on a daily basis for pending orders that take the business partner/customer above their approved credit line.
- Reviews and makes recommendations on temporary or seasonal credit line increases, as well as used credit lines.
Education Requirements
Bachelor's Degree Required - ideally in Finance, Economics or related Degree
Experience Requirements
Required
- 3 years related experience in finance, banking, accounting, or other business field required.
- Specific knowledge of financial statement analysis, concepts of accounting preferred.
- Professional written and communication skills required.
- Proficiency in MS Office applications, as well as other computer skills required.
- Attention to detail, and good organizational skills.
- Strong teamwork skills and ability to interact effectively with all levels of staff.
This is a great opportunity to work for an iconic Brand - the role will be hybrid and will be coming into the office twice a month, This is a 12 month Fixed Term Contacts on the company’s books and will offer an excellent salary / benefits package