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BTL Mortgage Underwriter

The Coast Partnership Ltd
Posted 2 days ago, valid for 24 days
Location

London, Greater London SW1A2DX, England

Salary

£40,000 - £55,000 per annum

Contract type

Full Time

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Sonic Summary

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  • The role involves managing a pipeline of Regulated BTL Mortgage loan cases and underwriting loan applications according to company lending criteria.
  • Candidates should have experience in mortgage underwriting, preferably with BTL products, and must demonstrate strong communication and customer service skills.
  • The position requires vigilance in case management and the ability to collaborate with various internal departments including sales, compliance, and finance.
  • The role is fully office-based and offers a competitive salary, although the specific amount is not mentioned.
  • A minimum of two years of relevant experience in mortgage underwriting is typically expected.

The Role:

Key Responsibilities:

Manage a pipeline of Regulated BTL Mortgage loan cases and prioritise accordingly. Underwrite loan applications within company lending criteria by making quality lending decisions.

Be vigilant when working on cases and refer where necessary to the appropriate person.

Maintain a high level of communication at all times with interested parties including brokers, applicants, surveyors and solicitors.

Maintain a high level of customer service with those internally and externally.

Work closely with other departments within the company including sales, compliance, finance and collections.

Think outside the box and be proactive when suggesting ways to overcome potential problems, whilst ensuring that there is no additional risk to the company.

Maintain oversight of a loan post completion and follow up on any offer conditions prior to handing the loan to collections.

Keep up to date with current best practice and regulatory requirements.

Represent the company at events as required

Key Competencies:

Experience of Mortgage ( ideally BTL) underwriting products .

The role is fully office based and offers a competitive salary and supporting package.

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By applying, a CV-Library account will be created for you. CV-Library's Terms & Conditions and Privacy Policy will apply.